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Finance > Insurance > Health InsuranceFind Very Affordable Health Insurance In Alabama
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In 2002, the Trade Act created the Health Coverage Tax Credit, also referred to as the HCTC. The HCTC became effective in 2003, and offers a federal tax credit of 65% to be paid back to eligible individuals for the qualified health plan premiums they paid each year. This works one of two ways: the eligible individual can either file their federal tax returns each year claiming the premiums Cheap Luke Schenn Hat , or by applying for an advance by paying 65% of the health plan premiums due. The way in which the individual receives the health tax credit is usually up to him or her.


Eligible individuals for the health tax credit usually include trade impacted workers who get a Trade Readjustment Allowance or Alternative Trade Adjustment Assistance. Some people may be eligible if they collect from the Pension Benefit Guaranty Corporation.


This is a huge plus for those individuals who find it difficult to obtain affordable health insurance in Alabama. Sure, there are state and federal programs to assist low income individuals and families who can not afford to purchase an individual andor family health insurance plan, and even those individuals who work but aren聮t offered health insurance coverage through their employers, but sometimes individuals aren聮t eligible for these programs Cheap Shane Doan Hat , even though they don聮t have any other means to find affordable health insurance in Alabama.


Health care is a necessity, and sometimes we have to find the cash to hand over, whether we have it or not. With the Health Coverage Tax Credit, those who are eligible for a federal tax credit can at least rest assured that some of their hard-earned cash will make it back into their pockets.


If you are one of the many who are having a difficult time finding affordable health insurance in Alabama and are interested in your eligibility for the Health Coverage Tax Credit program Cheap Mike Smith Hat , visit Alabama聮s Department of Insurance Web site for more information.

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