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Finance > Credit > Credit CardUse Credit Cards For Large And Small Purchases
Posted by nick_niesen in Finance on October 29th Danny Amendola Dolphins Jersey , 2010
Until only recently, people reserved credit cards for only very large purchases. The rest of the time, they were forgotten about. Today, many merchants accept credit cards for both large and small purchases, so credit cards can be used for anything from a cup of coffee to a domestic appliance. Big department stores have accepted credit cards for many years, but more and more convenience stores and local shops are starting to accept credit cards as time goes on.
You can use a credit card to pay for everything from the gas for your car to the burger and fries you buy at the drive in. Now that even fast food places accept credit cards for purchases as small as a regular soda, there is no need to carry loose change around with you. If you have a higher credit limit, then you can even use your credit card to pay for your exotic car, and a stereo system to go with it. Why use a cheque book, or carry huge amounts of cash, when a credit card is so much more convenient, and safer.
Pay Your Bills In Your Pajamas
When you combine the wonder of computers with the convenience of communication over the internet, you end up with one of the most wonderful inventions in recent history. Brilliant people developed computers, and then they developed many services for these computers. Later some of these same geniuses developed the internet where many merchants set up websites. Some of these websites sold clothing, and other websites sold chocolates. There are now websites for education and websites for banking. One of the great things about all of these innovations is the myriad tasks people can do using these websites. People do not need to have cash to use these websites because most of them accept credit cards.
You can sit in your pajamas with your credit card in hand and shop online, or pay for that distance learning course you have always wanted to do. There is now no longer a need to leave your home to pay your bills, buy chocolates for your girlfriend, or purchase that brand new car, or book your vacation to the Caribbean. Instead of dressing up to look respectable before going to the travel agency, you can drink your morning coffee and look at airfare, hotels, car rentals, attractions and tickets online, pick out the vacation destination you want after studying all the options, book your reservation online, and then pay using your credit card 聳 all before changing out of your pajamas.
Credit cards aren't just incredibly convenient either 聳 they offer all kinds of buyer protection, so should there be a problem with your purchase, you know who to call. Many even offer travel insurance and rental car insurance, and valuable travel rewards. Who could ask for anything more?
WASHINGTON, May 22 (Xinhua) -- U.S. Federal Reserve is on track to raising its benchmark interest rate this year despite the weak performance in the first quarter.
"If the economy continues to improve as I expect, I think it will be appropriate at some point this year to take the initial step to raise the federal funds rate target and begin the process of normalizing monetary policy," said Fed Chair Janet Yellen at an event in Rhode Island on Friday.
She reiterated that the pace of normalization is likely to be gradual and it will be "several years" before the federal funds rate is back to its normal and longer run level.
The recently released Fed policy meeting minutes showed many Fed officials did not expect to raise interest rate in June as they believed the data available in June would not provide sufficient confirmation that the economic conditions warrant the liftoff.
Following the release of the minutes, the market widely sees September or even later as the most likely time for the rate increase. The Fed has kept its benchmark short-term interest rate near zero since December 2008.
In assessing the two criteria for raising rates, Yellen said despite the significant gains of the past couple of years, there is still slack in the labor market, such as some people being forced to leave job market due to lack of job opportunities.
As for inflation, the other criterion which has run below the Fed's 2-percent target for years, Yellen said, as the economy strengthens further and oil prices stabilize, she and other Fed officials believed that the consumer price inflation will move up to 2 percent. Meanwhile, other temporary factors also weighed on inflation recede, she added.
She attributed the nearly flat growth in the first quarter to transitory factors, such as severe winter and labor disputes in west coast, but held a cautious view about the economic outlook.
Yellen said the economic growth would be moderate over the remainder of the year and beyond as headwinds facing the economy, including slow housing sector recovery, weak investment in energy sector, and slow global growth, have not fully abated.
Most Fed officials expected the economy to grow about 2.5 percent per year over the next couple of years, Yellen said.
By Sportswriter Yue Dongxing
BEIJING, March 7 (Xinhua) -- China vows to shake off the tag as a soccer underachiever with an overall reform plan recently endorsed by the Chinese government and a new league season kicking off on Saturday.
There have been signs of recovery in the game. China's top clubs, Guangzhou Evergrande, Beijing Guoan, Shandong Luneng and Guangzhou Fuli, all opened with victory in the AFC Champions League last month.
Luneng and Fuli lost their second games but Guangzhou and Beijing both won to top their respective group.
Evergrande, the former winners of the tournament, showed courage and strength on Wednesday by beating defending champions Western Sydney Wanderers 3-2 in the Champions League's longest stoppage time that lasted 17 minutes, giving. Authentic Aaron Rodgers Jersey Von Miller Womens Jersey Authentic Tom Brady Jersey Todd Gurley II Youth Jersey T. J. Watt Youth Jersey Stefon Diggs Womens Jersey Shaquem Griffin Youth Jersey Saquon Barkley Kids Jersey Royce Freeman Broncos Jersey Roquan Smith Bears Jersey